99.co
FreeSingapore and Southeast Asia property platform offering listings for buying, renting, and investing in residential and commercial real estate with data-driven insights.
What does this tool do?
99.co is a comprehensive Southeast Asian real estate marketplace that functions as a dual-sided platform for property buyers, sellers, renters, and agents. The platform aggregates residential and commercial property listings across Singapore with advanced filtering by property type (HDB, condos, landed houses, executive condominiums), transaction type (sale/rent), and location. A notable differentiator is the X-Value™ tool powered by SRX, which provides data-driven property valuation and appreciation tracking. The platform also includes financial calculators (stamp duty, TDSR, MSR, mortgage, affordability) to help users understand borrowing capacity and transaction costs. For agents, it offers advertising packages and tools to manage listings. The interface emphasizes searchability and segmentation, with dedicated sections for new launches, neighborhood exploration, MRT station proximity, and commercial properties across multiple categories.
AI analysis from Feb 23, 2026
Key Features
- Advanced property search with multi-criteria filtering (property type, price range, beds/baths, location, MRT stations)
- X-Value™ property valuation and appreciation tracking powered by SRX data
- Financial calculators including stamp duty, TDSR, MSR, mortgage repayment, affordability assessment, and progressive payments breakdown
- Dual listing support for residential (HDB, condos, landed, executive condos, rooms) and commercial properties (shophouses, retail, offices, industrial, warehouses)
- Agent directory and agent packages for professional real estate marketing
- New launches tracking and dedicated neighborhood/area exploration pages
- Home Finder Map for visual filtering of rentals by location and budget
- Favorites/shortlist and search history features for authenticated users
Use Cases
- 1First-time homebuyers researching HDB and condo options while using affordability and mortgage calculators to determine purchasing power
- 2Property investors tracking real estate appreciation over time and comparing neighborhood performance using X-Value data
- 3Renters filtering by location, budget, and amenities across residential and room-rental categories
- 4Real estate agents expanding market reach by advertising properties through 99.co's agent packages and tools
- 5Commercial business owners sourcing retail spaces, offices, or warehouses for lease or purchase
- 6Property owners valuing their homes and monitoring market trends to inform selling or refinancing decisions
- 7Relocating expatriates or families exploring Singapore neighborhoods by MRT connectivity and local amenities
Pros & Cons
Advantages
- Robust filtering and segmentation by property type, price, beds/baths, location, and MRT proximity reduces search friction significantly
- Integrated financial planning tools (stamp duty, TDSR, MSR, affordability calculators) eliminate the need for external resources and provide regulatory accuracy specific to Singapore
- X-Value property valuation tool offers data-driven insights on appreciation, differentiating it from competitors and enabling evidence-based investment decisions
- Dual-sided marketplace (residential + commercial) with comprehensive property categories serves both personal and business real estate needs from one platform
- Free property listing and valuation tools lower barriers for individual homeowners, while agent packages create revenue model
Limitations
- Geographic limitation to Singapore and Southeast Asia restricts utility for users outside this region, reducing addressable market
- Pricing details for agent packages and premium features are not transparently displayed on the homepage, creating friction for commercial users evaluating cost
- No visible information about customer support channels, response times, or dispute resolution mechanisms for transaction issues
- Limited transparency on data freshness—unclear how frequently listing data is updated or how stale listings are removed from the platform
- No apparent integration with mortgage lenders, fintech platforms, or escrow services, forcing users to manage financing and transactions outside the platform
Pricing Details
Pricing details not publicly available. The platform appears free for basic property searches and valuation tools, but agent advertising packages and premium features require contact or account setup to view pricing.
Who is this for?
Primary: Singapore property buyers, renters, and investors seeking data-driven insights. Secondary: Real estate agents and brokers advertising properties. Tertiary: Commercial businesses sourcing office, retail, or warehouse space. Users range from first-time homebuyers to institutional investors, with emphasis on tech-savvy individuals comfortable using online research tools.