Increase
PaidBanking-as-a-service API for building financial products.
What does this tool do?
Increase is a Banking-as-a-Service (BaaS) API platform that provides direct, low-level access to financial networks like the Federal Reserve, Visa, and ACH. Unlike many abstracted banking APIs, Increase offers developers granular control over financial infrastructure, allowing them to build sophisticated financial products with unprecedented flexibility. The platform enables programmatic money movement through multiple channels including ACH transfers, wire transfers, real-time payments, card issuance, and check processing.
AI analysis from Feb 18, 2026
Key Features
- ACH transfer creation and tracking
- Custom bank account generation
- Real-time card authorization
- Unique account number generation
- Automated settlement tracking
- Webhook-based transaction monitoring
- Custom physical and virtual card issuance
Use Cases
- 1Building custom fintech applications
- 2Creating embedded banking solutions for platforms
- 3Developing corporate expense management systems
- 4Implementing marketplace payment infrastructure
- 5Designing custom card programs for businesses
Pros & Cons
Advantages
- Direct connections to major financial networks
- Highly flexible and granular API controls
- Same-day ACH and real-time payment capabilities
- Comprehensive compliance and identity verification tools
Limitations
- Requires advanced technical expertise to implement
- More complex integration compared to simplified banking APIs
- Potentially higher learning curve for developers
Pricing Details
Pricing details not publicly available.
Who is this for?
Technical founders, fintech developers, software engineers building financial products, and companies requiring advanced banking infrastructure