Dwolla
PaidAPI-based payment platform for ACH transfers, real-time payments, and bank integrations.
What does this tool do?
Dwolla is an API-driven payment platform specializing in bank-to-bank transfers (ACH) with a robust set of integration tools for businesses. Unlike traditional payment processors, Dwolla focuses on providing flexible, programmable payment solutions that enable companies to build custom payment workflows directly into their applications. The platform supports multiple payment speeds, from standard ACH to real-time payments, and offers comprehensive developer tools like webhooks, digital wallets, and extensive bank verification services.
AI analysis from Feb 17, 2026
Key Features
- Instant Payments
- Same Day ACH transfers
- Digital Wallet functionality
- Comprehensive Bank Verification
- Webhook notifications
- Mass Pay capabilities
- Sandbox testing environment
Use Cases
- 1B2B payment processing
- 2Automated payroll and mass payments
- 3Real estate transaction settlements
- 4Healthcare payment systems
- 5Insurance claims disbursements
- 6Marketplace fund transfers
- 7Digital wallet integrations
Pros & Cons
Advantages
- Comprehensive API with multiple payment speed options
- Strong security features including 24/7 monitoring
- Flexible integration capabilities for developers
- Supports multiple industries with tailored solutions
Limitations
- Potentially complex setup for non-technical users
- May require significant developer resources to implement
- Pricing might be prohibitive for very small businesses
Pricing Details
Pricing details not publicly available. Requires direct sales contact.
Who is this for?
Mid-to-large enterprises with complex payment needs, fintech companies, developers building custom payment integrations, businesses across lending, real estate, healthcare, and manufacturing industries