Privacy.com
FreemiumVirtual card numbers for secure online payments.
What does this tool do?
Privacy.com is a virtual card service that generates unique, temporary digital payment cards for online transactions. The platform allows users to create masked credit card numbers that protect their actual financial information by generating one-time or merchant-specific virtual cards. Unlike traditional payment methods, these virtual cards can be instantly generated, have customizable spend limits, and can be paused or closed immediately, providing an extra layer of security against potential fraud or unauthorized charges.
AI analysis from Feb 18, 2026
Key Features
- Merchant-locked virtual card generation
- Customizable spend limits per card
- Instant card pause and close functionality
- Browser extension for seamless online payments
- Mobile app integration
- PCI-DSS compliant security infrastructure
Use Cases
- 1Protecting personal credit card information during online shopping
- 2Managing recurring subscription payments with controlled spending
- 3Creating temporary cards for untrusted or one-time online merchants
- 4Preventing unauthorized charges on personal financial accounts
- 5Setting strict spending limits for specific vendors
Pros & Cons
Advantages
- Bank-level 256-bit encryption security
- Instant virtual card generation with merchant-specific locking
- Complete control over card spending and usage
Limitations
- Primarily focused on US market with limited international availability
- Requires linking a US bank account for funding
- Monthly subscription required for advanced features
Pricing Details
Free basic tier available. Plus plan at $5/month with additional features like category-locked cards.
Who is this for?
Online shoppers, privacy-conscious consumers, freelancers, small business owners managing multiple subscriptions